I saw this asked on another instance, thought I’d ask it here and I’ll post my response from there in the comments as I think it felt cathartic.
Doesn’t need to be a life or death situation, just any moment in your life where you found yourself saying “Holy shit, I can’t believe this is happening!”
That really is insane. Do you know what happened to the manager committing the fraud?
To my knowledge she got away without any real consequences - last I heard she had the same position at one of the competitors.