I didn’t at first, but after the response from @mranderson17 I ended up doing just that. Which seems to have resolved that issue.
Prior to enabling testing/unstable repos for access to Plasma 6.1, CM was working fine on Wayland. However after the update it seems to have broken it but changing to X11 fixes the issue. So it’s likely a combination of me messing with my system and something with Plasma 6.1.
I would imagine that it’s exactly because of the word you used. Fraud.
If someone is going on a chargback spree it’s going to look fraudulent from the customers end. So their would likely need to be some kind of evidence or back and forth with the credit card company. Since they are now the middle man taking money from companies and putting it back in a lowly plebs pocket.