Congrats on making it that far! I’m sure you’ll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don’t let that discourage you!
Congrats on making it that far! I’m sure you’ll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don’t let that discourage you!
I think you give a fair explanation of Dave in this comment. I definitely think much of his “baby steps” needs to be updated. Just for example, $1000 in savings is just going to cause someone to get further into debt when an emergency comes up.
I like the 20/30/50 rule for budgeting (20% saving, 30% fun and 50% needs). If you have bad debt (consumer debt, bad auto loan, etc), then minimize your fun spending the most you can in order to wipe out that bad debt as quickly as possible. But of course also save up at least on month of needs or your largest deductible (whichever is greater). Then once the bad debt is gone save up a 3-6 month emergency fund (according to your personal risk/comfort level).
I also think it’s important to not be too hard on yourself. Some months you’ll be over budget and some months you will be under. That’s why I think it’s important, like you said, to leave some room in the budget and not get caught up in zero dollar budgeting.
I agree with all of those. Some of my favorite clothing I’ve gotten thrifting. I’ve been able to find never worn brand name clothing for way cheaper. Heck. I recently got a pair of Eddie Bauer shorts, never used (still had the baggie with spare buttons attached to the waistband), for $5.
Video games. Unless it’s a game I play with friends I typically wait for it to drop in price significantly.
Ditto. They also smelled worse too. We found that the Target brand diapers when Target has their gift card deals was the time to stock up on their whipes and diapers.
Do I have to register or affiliate with a party before I vote in the primary?
No. A registered voter is not required to pre-register or take any steps towards affiliating themselves with a party before voting in a party’s primary election. (§162.003) Additionally, when a person registers to vote in Texas, they do not register with any kind of party affiliation.
This is all on that same source that you accused the other user of not reading…
Right after the section you quoted: "If a voter has not yet affiliated with a party, they are able to vote in either party’s primary election. "
So to your original point. You do not need to be affiliated to vote in the primary, but if you are affiliated you must vote in your affiliated party’s primary.
The firearm is called the great equalizer for a reason.
Oh jeez. I completely forgot about Frontpage. That just brought some memories back.
Keep in mind that the cops don’t have to provide you with their reasonable suspicion in order to demand ID. It’s not until court that they have to provide their reasonable suspicion. So they have plenty of time to come up with justification after the fact.
Also, on the Fifth Amendment I thought I had read somewhere about a case where a man simply remained silent and never once invoked his right and it didn’t end well for him. I cannot remember the details, but for some reason I thought that you still had to invoke the fifth even if you have not yet answered any questions. I’ll have to look back into this later and post back if I find the story.