I used to use it solely for sports news updates. Once Elon bought it, kept constantly getting politics news that I didn’t want. Kept adding blocked terms hoping to not see it anymore. Nope. Kept getting pushed right wing bullshit. Deleted and never looked back. It helps that people have actually moved to Bluesky. The biggest issue I have is with Reddit and Lemmy not having the sports communities here. Game threads for Orioles games had 0 comments. I’m not going to just sit there and post to myself.
You just don’t know what you’re talking about. The S&P 500 is up like 25% over the same period. You’re just buying into specific sectors. Don’t do that. Buy market index funds or target date funds and stop trying to actively manage your retirement account. Also, you haven’t lost anything in value because you haven’t realized the losses by cashing out. It’s better for you currently if things are a lower price because you’re buying them at a discount.