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Joined 1 year ago
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Cake day: November 19th, 2023

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  • Omg fuckin yes. It was so awesome. It was during a brief period when mp3 hit the stage but before ipod was God, there were mp3 players that would just pop up like a memory stick in windows and you could limewire whatever you wanted for music onto the players.

    IDK if the software was Sony but the player was and you could put your whole limewire library in a small single CD per page zip up binder things. The mp3 saved on the cd was nothing special. The special was no audio players could play mp3 files at that time. Exceptions being: gaming consoles, pc’s and maybe your surround sound if it was new. Cars were still nobs and buttons.







  • That isn’t as crazy as it may seem. My main audio source well after graduation which was 2005, was a portable cd player that could play cd’s burned with compressed mp3 libraries and connected to the car’s stereo system via aux to cassette adapter.

    Idk about the portable cd player with mp3 library being common but most blunt cruises in those days were done in vehicles using portable cd player with cassette adapter. I know this is super anecdotal and specifically about the car owner class that isn’t buying new Lexus’ but I still wanted to point out the cassette deck saw extended use long after people stopped listening to actual cassettes.





  • I’ll have to look it up to he sure but I wanna say millenials were the largest population increase for a generation since the boomers. Which would make up the really close to the entire existence of the eealestate market as we know it. Wanna say 1930’s the new deal created the foundation of the modern mortgage loan. Either way, the answer is no it does not go up for every generational transition.

    It’s actually only the second time it has and will go up by the time gen z cycles to home buying in a span longer than 150 years.

    I wanna say you were thinking of this in terms of total population growth increasing but it really is more of a combo between birth rate and poulation percent change, except instead of year over year it is 15 year wondow over 15 year window or however long each generational span is.







  • Theyre government ran programs. People expect them to operate with the efficiency of any normal business. The problem is businesses operating to the rules of a “free” market are driven by entirely different rules than the ones driving a government ran program.

    In the government, program funding is dictated by the people in office and their political alignments. First looking at a scenario where the people in office are in support of a program the following outcomes usually happen: 1. Program is successful resulting in stagnant budget growth when times are good and budget cuts when times are bad. 2. Program is unsuccessful resulting in the people in office responsible for the program being unable to call the failing program a failure so they advocate for increasing the budget. Every raise and tier of compensation to the employees is decided in DC and eliminates all shreds of performance or tenure based raises. Employees working for government programs have absolutely no reason to want to excel at their job.

    The concept is completely futile. Inprovments only come when enough people get so sick and tired of a program’s incompetencies that people protest or the media catches wind to make it a talking point important enough to affect elections.

    It’s the foundation to Marge Simpson’s sisters on the Simpson’s and how they are shown working at the DMV. Incase you needed supporting citation for my opinion.

    I’m also not commenting as any advocate for either political side nor am I implying “there’s no difference between the right and left.” I’m simply saying the foundation that government programs must adhere to will never produce an efficient operating environment for any program to succeed under.





  • To add to that, we also the only generation who lived thru the only housing bubble giving a hesitation to the concept that realestate has always been the safest investment. They’re buying high but are able to control most of not all extrinsic variables that could keep them from selling higher than they purchased. There aren’t many ways to invest money that you 100% either control the out come of or can insure what you cant control. The exceptions like community wide property value loss are still specific to the properties location that you decide before purchase. I know there are cases where your research before buying can fuck you but it’s still more control than investing in the market where everything about the value of your asset is out of your hands. All you can control is how it’s value is managed.