Not mine but this is actually what I did too.
I said I plan to charge back on my credit card. They threatened that if I did that, they can’t promise my account wouldnt be flagged.
I said “bet” and they removed the cancellation fee and cancelled the service.
This is why I use Privacy.com. Never use your credit card to go bareback on stuff like memberships or subscriptions. You can still cancel ahead of time, but if they put up any fight, you can walk away at any time.
Nintendo, patreon, bluehost, linkedin premium, adobe and Spectrum. Fuck all of y’all. Your dark patterns hose people.
Can I use Privacy.com outside the US?
Their support article says no, unfortunately https://support.privacy.com/hc/en-us/articles/360050917053-Can-I-use-Privacy-if-I-live-outside-the-US
I don’t think so. Canada does have similar services through some banks, IIRC.
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Does it hit your credit if an bill or fee goes unpaid because the virtual card no longer exists?
I don’t believe so, because it never reaches your credit card. You spoof your credit card with a fake number. It can make the payments to privacy. Privacy hands the money to the sketchy client.
It’s basically a self-imposed Man-in-the-middle attack.
Ehen you destroy the man in the middle, your bank and the sketchy client have no means of communicating or can even “see” each other. Your money goes to privacy first.